HDFC has a plan for any financial goal – long-term, short-term, retirement, tax-saving, and so on. The majority of their mutual fund products have CRISIL ratings of 3 or higher.
To create returns, an equity mutual fund invests primarily in the stocks of numerous companies. When compared to other types of mutual funds, equity fund investments are associated with a higher level of risk. Furthermore, there is no such thing as a “one-size-fits-all” equity fund. There are many different types of equity funds, each with its own investment objective, that must be matched to your risk profile.
With the support of simple and accessible investment products, methodical transactions, highly stable management, and a diverse distribution network, the fund house has grown to become one of India’s largest and most successful mutual fund managers.
HDFC Retirement Savings Fund Equity Plan
The HDFC Retirement Savings Fund Equity Plan Direct-Growth is an HDFC Mutual Fund Equity mutual fund. It has an AUM of 1,591.61 crores and a current NAV of 28.655 as of July 10, 2021. The minimum SIP amount for this scheme is Rs500.
The fund has the majority of its money invested in Financial, Technology, Chemicals, Engineering, FMCG sectors. The fund’s top 5 holdings are in HDFC Bank Ltd., ICICI Bank Ltd., Reliance Industries Ltd., Infosys Ltd., Housing Development Finance Corpn. Ltd. This fund has a 4-Star rating from ValueResearch Online. It is benchmarked against Nifty 500 TRI. The Expense Ratio of the direct plan of HDFC Retirement Savings Fund is 1.0%. Investors might consider investing in the growth option because dividends are already taxed.
HDFC Small Cap Fund
HDFC Small Cap Fund Direct-Growth is an HDFC Mutual Fund Small Cap mutual fund plan. It is a medium-sized fund in its category, with assets under management (AUM) of 11,574 crores. The fund’s expense ratio is 0.87 percent, which is comparable to the expense ratios charged by most other Small Cap funds. The NAV of HDFC Small Cap Fund for Jul 09, 2021, is 73.38. A SIP in the fund started 5-years ago for Rs 10,000 each month would have generated a corpus today of more than ₹10.75 Lakh
The fund’s investments are mostly in the Services, Chemicals, Technology, FMCG, and Engineering industries. Firstsource Solutions Ltd., Bajaj Electricals Ltd., Sonata Software Ltd., Persistent Systems Ltd.3 Star rating from Value Research Online. The fund benchmarked against the Nifty Free Float Smallcap 100 TRI.
HDFC Mid-Cap Opportunities Fund
HDFC Mid-Cap Opportunities Direct Plan-Growth is an HDFC Mutual Fund Mid-Cap Opportunities Direct Plan-Growth mutual fund plan. It has (AUM) of Rs 28,672 crores, making it a medium-sized fund in its category. The fund’s expense ratio is 1.07 percent, which is higher than the expense ratios charged by most other Mid Cap funds.
The 1-year returns on HDFC Mid-Cap Opportunities Direct Plan-Growth are 72.51 percent. It has returned an average of 20.14 percent every year since its inception. The financial, chemical, engineering, automobile, and healthcare industries account for the majority of the fund’s holdings. Cholamandalam Investment & Finance Co. Ltd., Balkrishna Industries Ltd., Aarti Industries Ltd., Sundram Fasteners Ltd., and Max Financial Services Ltd. are the fund’s top five holdings.
HDFC Index Sensex Fund
HDFC Index Sensex Direct Plan-Growth is an HDFC Mutual Fund Large Cap mutual fund strategy. It is a medium-sized fund in its category, with assets under management (AUM) of 2,210 crores. The fund’s expense ratio is 0.2 percent, which is lower than the expense ratios charged by most other Large Cap funds.
A SIP in the fund started 3-years ago for Rs 10,000 each month would have generated a corpus today of more than ₹4.88 LakhThe majority of the money in the fund is invested in the financial, technology, energy, fast-moving consumer goods, and construction industries. Reliance Industries Ltd., HDFC Bank Ltd., Infosys Ltd., Housing Development Finance Corpn. Ltd. and ICICI Bank Ltd. are the fund’s top five holdings.
HDFC Equity Savings Fund
HDFC Equity Savings Direct Plan-Growth is an HDFC Mutual Fund Equity Savings mutual fund strategy. It is a medium-sized fund in its category, with assets under management (AUM) of 2,390 crores as of 30 June 2021. The fund’s fee ratio is 1.31 percent, which is greater than the expense ratios charged by most other Equity Savings funds. The fund now has a 40.32 percent equity allocation and a 27.08 percent debt allocation. This fund has been rated 5-star by Morningstar.
The financial, healthcare, energy, metals, and technology sectors make up the majority of the fund’s equity holdings. Housing Development Finance Corpn. Ltd., Reserve Bank of India, Infosys Ltd., Reliance Industries Ltd., and ICICI Bank Ltd. are the fund’s top five holdings. HDFC Equity Savings Fund’s NAV for July 9, 2021 is 49.46.
Mutual Fund investing is subject to market risks. One should exercise caution and invest only if he or she is able to bear losses. The above article is for information purposes only. Neither the author nor Greynium Information Technologies would be responsible for losses incurred on decisions based on this article. Please be careful and consult an advisor before investing.